A group health insurance offers coverage to a group of people, as members of a society or employees of a company. The organization can either self-design a plan or choose a pre-planned insurance policy from the insurer.The policy is beneficial for both employees and employers.  In today’s scenario, when medical costs have reached to a great height, corporate health insurance is considered as an added benefit. By insuring against higher hospitalization costs, employers can motivate their employees.Group health insurance policies can be bought at low or no cost to the employee, as it is like buying in bulk, gives discounts. As irrespective of the health state, insurance is offered to all members of the group, it is of great value to people who are looking for a health insurance but cannot get it at an affordable rate